NeighborhoodPhilanthropist

Any update on this ? @DDaniels

In Game Name: Ezeriah Gaige Faction Name: N/A (Clique = P.N.R) Faction Thread Link: What type of organization is your faction? Street Gang / Rap Group / Rap Clique / Drug Traffickers & Scammers Provide a list of participating faction members (put the person that is organising it first): Ezeriah Gaige Describe your scenario and your plan: Tax Fraud (Identity Theft & Refund Fraud) & Moneygram (Fake Check Fraud) I intend on committing various types of fraud on my character. A 22 year old rapper, out of Jordan Downs. Who in which I intend on rapping IC'ly about the fraud, along with showcasing screenshots regarding my roleplay with the fraud. I intend on forging fake checks via Moneygram, Western Union, even Maze Bank Checks. We forge these tracks by utilizing a check printer w/ laser. We would order blank check books from Amazon, downloading the MICR font on the computer, filling out the checks electronically. With the Fullz purchase via darknet, sometimes you might acquire routing and bank details that you can use. You would fill out the information with the stolen identity information. Typically I would get someone to walk in the grocery stores, and hand them the check equating from around 700$-1500$. I would have to pay the guy who walks in the store cashing the check in because he has taken a risk. We would split or break bread on the amount that we got rewarded for. Often times, scammers hit different cities, and multiple stores within one city a day. Being able to rack up almost five thousand dollars a day, of course depending on the size of the check. Checks via Maze Bank are riskier, and hold way more value. For this, you need someone's actual bank information. Often, electronically someone will scan a check equating to 15,000$ or more in someone's bank account. These are illegitimated funds, therefore time is at an essence to withdraw the money. To avoid risk of being caught, the scammers themselfs can go to various ATM's pulling out money until the card declines, or send someone typically the bank account owner to withdraw the money. It gets risky once, the check hasn't deposited and their sitting in the bank and the teller has their information of course. If they see the check has bounced in anyway, or looks to be fake once deposited in the account, it is apart of their job to raise a flag on the account at hand. If the owner is still in the bank, often times the cops can be called, or the bank account owner walks away free, but with a frozen account. In 75% of the cases, if the check has gone through, and they have withdrawn the money from the account. Days later, or eventually their checking account would go in the negatives. If the check was for 20,000$, and they withdrawn the check for 20,000$, days later their balance would read -20,000$. And eventually the IRS is flagged, and you could be facing white collar crimes for fraud. Tax Refund Fraud requires only a social security number, and a application with the IRS. Which will result in getting money back from the IRS. These are the taxes you file for once a year. It is very possible, by fluctuating numbers, to get back quite a significant amount of money back on the refund. By claiming more kids, claiming residency in other states, and many other stipulations to increase the return on a tax claim. On average many people either receive 0$ back, or on a regular legal return with no kids can claim around 1200-1400$ legally. Tweaking the system by adding kids, per kid almost ranges an extra 300-1000$ depending on the income base of the tax application. How this would work on the server is, I acquire someone's SSN and tell them I'll do their taxes. Based on what they tell me, you all can guestimate how much they should return back. If they are broke / on the lower side of wealth, they tend to get a small to medium return. If they have assets, and are doing well, they tend to get the biggest tax refunds because of their usual spending naturally by having a bigger bank account balance. The tax refund comes, and usually are split between the scammer and the tax holdee ( victim). Again, later on after the IRS cracks down, they would notice they owe money to the government. They can be held in the court of law for fraud also. In which way these scammers are caught is either doing the crimes themselves, or people snitching. Are you requesting money or items? Skimmer to represent (Fullz) being able to acquire people's SSN. And money per check that is dropped in the stores. As tax refunds are bigger ammounts of money, it would take admins to review their account and grant a specific # to grant us per tax refund check. Typically like I said, if they have 10K+ their tax refund would be greater than someone with 5K and under in their bank account. ( OF course if they spend a lot by their bank logs) Template Money gram & Western Union Checks - 1400$. (Limit 1 a day, roleplay must be shown or 3-5 limit per week) Tax Refund - 20,000$ ( 2-3 per 2 weeks) These are split between two people so usually 10K and 10K to the participants. RISK: Opportunity to call the police on fake checks being processed, issue warrant out on person who walked in the store for the fake check. RISK: (Tax Fraud) Opportunity to erase rewarded check amount in person's bank account who was rewarded the money. Issue Warrant out for Tax Fraud.) @DDaniels @Mitcholodolo

+1000

Gotta disagree, the way the server is put together is perfect economy wise. More realistic. Keeps the realism attached, gotta grind for what you want. Everything shouldn’t be so easy to obtain. This stems from people having everything elsewhere and wants to come over here and skip the grind. hell no for me.

Good 2016 Wars.